WELLS FARGO
Account Name Vibe Checking Everyday Checking
Monthly Fee for Students $01 $0
(Must be linked to Campus ATM Card or Campus Debit Card)
Monthly Fee for Non-Students $5.95 $10
Non-Student Options to Waive Monthly Fee $300 or more direct deposit $500 direct deposit Or, $1,500 min. daily balance Or, 10 posted debit card purchases/payments
Annual Percentage Yield 2.00%3 Not Applicable
Overdraft Fees $0 $35
Out-of-Network ATM Fee $3
within the U.S.
$2.50
within the U.S.
Stop Payment Fee $0 $31
Cashier's Check Fee $0 $10
Outgoing Wire Fee $25
(Domestic)
$30
(Domestic)
  CHASE
Account Name Vibe Checking Chase College Checkingsm
Monthly Fee for Students $01 $0
(Up to 5 years while in college for students 17-24 years old)
Monthly Fee for Non-Students $5.95 $6
Non-Student Options to Waive Monthly Fee $300 or more direct deposit Any direct deposit Or, avg. daily balance $5000
Annual Percentage Yield 2.00%3 Not Applicable
Overdraft Fees $0 $34
Out-of-Network ATM Fee $3
within the U.S.
$2.50
within the U.S.
Stop Payment Fee $0 $30
($25 online or automated phone)
Cashier's Check Fee $0 $8
Outgoing Wire Fee $25
(Domestic)
$25 Online or $35
(Domestic)
  BANK OF AMERICA
Account Name Vibe Checking Core Checking
Monthly Fee for Students $01 $0
(Student must be under 24)
Monthly Fee for Non-Students $5.95 $122
Non-Student Options to Waive Monthly Fee $300 or more direct deposit $250 direct deposit Or, maintain min. daily balance of $1,500
Annual Percentage Yield 2.00%3 Not Applicable4
Overdraft Fees $0 $35
Out-of-Network ATM Fee $3
within the U.S.
$2.502
within the U.S.
Stop Payment Fee $0 $302
Cashier's Check Fee $0 $102
Outgoing Wire Fee $25
(Domestic)
$30
(Domestic)

 

1 The monthly service fee is $0 for enrolled students, as identified by your school or with a deposit of $300 or more per statement cycle, otherwise $5.95 will be charged to your account each month. Qualifying deposits include direct deposit, check deposits and cash deposits such as those made via Green Dot® Reload @ the Register™. A financial aid refund does not qualify as a deposit to waive the monthly service fee.

2 Bank of America Preferred Rewards allows for Monthly Service Fee, Out-of-Network ATM Fee, Stop Payment Fee and Cashier’s Check Fee to be waived.

3 APY is accurate as of 8/1/2018. An interest rate of 1.98% will be paid for average daily balances up to $15,000 with an Annual Percentage Yield (APY) of 2.00%; average daily balances greater than $15,000 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 2.00% to 0.27% depending on the balance in the account (calculation based on a $115,000 average daily balance). Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. In order to qualify for interest, account holders must be a non-enrolled student, as identified by our partner school and make $500.00 or more in point-of-sale purchases with their BankMobile Vibe Debit Mastercard® per statement cycle (ATM transactions and point-of-sale refunds do not qualify). View our Fee Schedules and Terms and Conditionsfor information on how we determine student status and interest.

4 Bank of America has rewards program where if certain criteria is met they can receive a higher APY.

 

This information was obtained from the Wells Fargo, Chase and Bank of America fee schedules as of 9/4/2018. See these fee schedules for more details.

  WELLS FARGO
Account Name Vibe Checking Everyday Checking
Approximate Number of Free ATMs 55,000 13,000
Approximate Number of Branches 0 5,800
Interest Bearing Account check no
Interest Bearing Savings Account Offered check check
No Minimum Opening Balance check no
Mobile App check check
Money Management Tools check check
Recognition for Academic Achievements check no
Mobile Bill Pay check check
Debit Card On/Off Switch check check
Mobile Check Deposit check check
  CHASE
Account Name Vibe Checking Chase College Checking
Approximate Number of Free ATMs 55,000 16,000
Approximate Number of Branches 0 5,100
Interest Bearing Account check no
Interest Bearing Savings Account Offered check check
No Minimum Opening Balance check no
Mobile App check check
Money Management Tools check check
Recognition for Academic Achievements check no
Mobile Bill Pay check check
Debit Card On/Off Switch check no
Mobile Check Deposit check check
  BANK OF AMERICA
Account Name Vibe Checking Core Checking
Approximate Number of Free ATMs 55,000 16,100
Approximate Number of Branches 0 4,400
Interest Bearing Account check no
Interest Bearing Savings Account Offered check check
No Minimum Opening Balance check no
Mobile App check check
Money Management Tools check check
Recognition for Academic Achievements check no
Mobile Bill Pay check check
Debit Card On/Off Switch check check
Mobile Check Deposit check check

 

This information was obtained from the Wells Fargo, Chase and Bank of America websites as of 9/4/2018.

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