NO PURCHASE OR PAYMENT NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED.
In these Official Contest Rules (“Rules”), the following terms have the meanings set out below. In addition, other capitalized terms have the meaning so given to them.
“Contest” means the contest specified in the Contest Requirements;
“Contest Requirements” means the guidelines and criteria that entrants must abide by to be eligible for the Contest;
“Contest Site” means a subdomain of the Site, a domain or website of the Organizer, or, if applicable, an application within Facebook, Twitter or Instagram as specified in the Contest Requirements;
“Organizer” means the organization that organizes the Contest, as specified in the Contest Requirements;
“Prize” or “Prizes” means the prize or prizes (if there are multiple prizes) to be awarded for a particular Contest as specified in the Contest Requirements; and
“Site” means Instagram.com/bankmobile; facebook.com/BankMobile/; https://twitter.com/BankMobile and any services available thereon.
Eligibility: The Contest is FREE to enter and open to all individuals who are legal residents of the United States and have reached the age of 18, or the age of majority in their jurisdiction of residence, whichever is older, at the time of their Entry (as defined below) (“you” or “Contestant”). It is your responsibility to ensure that you are legally eligible to enter the Contest under any laws applicable to you in your jurisdiction of residence or otherwise. The employees, officers and directors of the Organizer as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee, officer and director are not eligible to participate in the Contest.
Agreement to Official Rules: By participating in the Contest, you fully and unconditionally agree to and accept these Rules and the decisions of the Organizer, which are final and binding in all matters related to the Contest. Whether or not you receive a Prize is contingent upon fulfilling all requirements set forth in these Rules. The Contest is subject to all applicable federal, state, and local laws. The Contest is void where prohibited by law. You also unconditionally agree that you will not initiate or otherwise participate in any public or private comments about the Contest that are obscene, that disparage or otherwise cause harm to the reputation of the Organizer, including but not limited to BankMobile, Customers Bank or their officers, directors and employees.
Contest Facilitator: BankMobile a Division of Customers Bank, 115 Munson St., New Haven, CT 06511.
How to Enter: To enter the Contest, take a photo of a BankMobile Vibe car in the Houston, Texas area and tag your photo with @BankMobile and #BankMobileVibeCar. The license plate must be clearly visible in each Entry (“Entry”). You must provide an Entry that fulfills the requirements , as specified below to be eligible to win a Prize (“Contest Requirements”). Entries that do not include all the required information and adhere to the Rules will be considered void. The Organizer is not responsible for lost, misdirected, late or incomplete Entries. The Organizer determines if an Entry meets the Contest Requirements and otherwise complies with the Rules, and its decisions are final.
Contest Requirements: Your Entry must be your original work and must NOT include ANY third party content such as logos (for example, on clothing), graphics, musical recordings or clips from videos, movies or television shows. Entries that include third party content may be disqualified. All Entries will be monitored. Your profile must be public during the duration of the Contest for your Entry to count.
Eligible Contest Entries received will be judged by an independent panel of judges designated by Organizer, whose determinations will be final and binding in all matters relating to Contest. Judging will be based on a rating scale of 1 to 5 with 5 being the highest:
Copy Creativity – How unique and engaging are the words and the story of your Entry on a scale of 1-5?
Visual Creativity – How creative did you make the Entry on a scale of 1-5?
Understanding of Contest Theme – How closely did the Entry overall align with the theme of the contest on a scale of 1-5?
Additional points will be awarded to Contestants who answer one of the following questions in their post (Contestants can earn up to 3 additional points per post):
a) Why do you love BankMobile Vibe?
b) What does financial freedom means to you?
c) Why is financial literacy is important to you?
Contest Period: The Contest opens on the dates and times specified below, and ends on the dates and times specified below (“Contest Period”). The Organizer’s computer is the official time-keeping device for the Contest. One winner per Contest Period will be announced each month per the Contest Period chart below:
Terms of Submission: You may delete your Entry at any time. If you need any assistance, please send an email to firstname.lastname@example.org referencing “Catch the Vibe Car Contest” in the subject line. By participating in the Contest, you acknowledge that your Entry may be available for public viewing on the internet and/or specifically through Facebook, Twitter, and Instagram.
You may enter with multiple Entries, as long as you tag @BankMobile, #BankMobileVibeCar and your account is public during the duration of the contest. If you use fraudulent Entry methods, or otherwise attempt to participate with multiple names, or use any device or artifice to enter, you will be disqualified.
Rights Granted by You: By entering this Contest, you agree that the Organizer, and their respective licensees, successors and assigns will have the right to use all or a part of your original or edited Entry, your name and address (city and state), and the names, likenesses, photographs, voices and images of all persons appearing in the Entry anywhere in the world and in perpetuity, for future advertising, trade, promotion and publicity in any manner and in any medium now known or hereafter devised throughout the world in perpetuity, without compensation and without notice to you and without consideration, review or approval from you; and you agree that you will not now nor in the future be paid for your Entry or for granting the Organizer any of the rights set out in these Rules.
Your Representations and Warranties: By entering the Contest, you represent and warrant that your Entry, in its entirety, is an original work by you and you have not included third party content (such as writing, poetry, text, graphics, artwork, logos, photographs, likeness of any third party, musical recordings, clips of videos, television programs or motion pictures) in or in connection with your Entry without permission; your Entry, the use thereof by the Organizer, or the exercise by the Organizer of any of the rights granted by you under these Rules, does not and will not infringe or violate any rights of any third party or entity, including, without limitation, patent, copyright, trademark, trade secret, defamation, privacy, publicity, false light, misappropriation, confidentiality, or any contractual or other rights; you have all the rights, licenses, permissions and consents necessary to submit the Entry and to grant all of the rights that you have granted to the Organizer under these Rules; all persons who were engaged by you to work on the Entry, who appear in the Entry in any manner, or have contributed to the Entry have: given you their written consent to submit the Entry without claims for payment of any kind; and provided written permission to include their name, likenesses, image or pictures in or with your Entry (or if a minor who is not your child, you must have the permission of their parent or legal guardian) and you may be asked by the Organizer to provide such permission in writing to the Organizer; and You have read, understood, accept and agree to be bound by the Privacy Policies set out at: https://bankmobilevibe.com/privacy and https://www.customersbank.com/privacy.php as they may be amended from time to time.
Prizes: Three winners will be chosen per the Contest Period chart to receive an Amazon Echo Dot ($49.99 ARV). The Organizer will provide the Prize to be awarded for a particular Contest Period. No substitution of a Prize will be made unless the Organizer, in its sole discretion, determines otherwise. A Prize must be accepted as awarded.
Winner(s): The winner of the Prize will be the individual whose Entry receives the highest overall score as specified in the Contest Requirements. If you are selected as a Winner, you will be notified of the selection of your Entry via Direct Message on the appropriate social platform. If you do not respond to the notification of your selection as a Winner within three (3) days, the individual whose Entry received the next highest overall score will be selected as the alternate Winner to receive the Prize. Winner selection will be repeated until an individual from the eligible pool of Entries has been contacted and executes and returns an Eligibility, Declaration of Compliance with the Rules and Liability & Publicity Release Form (“Release Form”) or until all Entries have been exhausted. All decisions of the Organizer in selecting the Winner are final and binding on all Contestants in all matters relating to the Contest.
To Redeem Prize: Except where prohibited, a Winner shall be required to execute and return to the Organizer within ten (10) days of the date notice or attempted notice is sent, a Release Form in order to claim the Prize. Prize is personal to the Winner and is non-transferable. If a Winner cannot be contacted, or fails to execute and return the Release Form within the required time period (if applicable), or if the Prize is returned as undeliverable, the Winner forfeits the Prize. Acceptance of any Prize shall constitute and signify the Winner’s agreement and consent that the Organizer may use the Winner’s name, photo, city, state, likeness, Entry and Prize information in connection with the Contest, worldwide, including on the internet, without limitation and without further payment or consideration, except where prohibited by law. The Winner is responsible for all taxes and fees associated with receipt of the Prize.
The Winner will receive the prize by mail after providing valid shipping address within the United States.
General Conditions: The Organizer has the right to verify your eligibility and compliance with these Rules, and to disqualify you on the basis of its investigation.
Nothing contained in these Rules shall be construed to: (i) give any party the power to direct and control the day-to-day activities of the other; (ii) constitute the parties as partners, joint ventures, principal and agent, employer and employee, co-owners or entrants in a joint undertaking; or (iii) allow you to create or assume any obligation on behalf of the Organizer. By entering the Contest, you fully and unconditionally agree to and accept these Rules and the decisions of the Organizer and if applicable, the members of the voting community, which are final and binding on all matters relating to this Contest.
Organizer reserves the right to cancel, modify or suspend the Contest at any time (subject to approval of any regulatory body having jurisdiction), if it is determined that the Contest cannot be run as originally planned or if fraud or any other occurrence comprises the fairness or integrity of the Contest.
Liability Provisions: The Organizer is not responsible for human error, theft, destruction, or damage to Entries or other factors beyond its reasonable control. You assume all risk of damaged, lost, late, incomplete, invalid, incorrect or misdirected Entries. The Organizer makes no warranty, representation or guarantee, express or implied, in connection with its ability to in any way enable, develop or market the idea set forth in your Entry.
The Organizer shall not be liable to a Winner or any other person for failure to supply the Prize or any part thereof, by reason of the Prize becoming for reasons beyond the reasonable control of the Organizer unavailable or impracticable to award, or for any force majeure event, technical or equipment failure, terrorist acts, labor dispute, or act/omission of any kind (whether legal or illegal), transportation interruption, civil disturbance, or any other cause similar or dissimilar beyond the Organizer’s control.
The Organizer and their employees, officers, directors, agents, contractors, representatives, affiliates, divisions, subsidiaries, resellers, dealers, distributors, advertising/promotion agencies, Twitter, Inc. and Facebook, Inc. (the “Released Parties”) shall not assume any responsibility whatsoever for any of the following: delayed, failed, partial or garbled computer transmissions; technical failures of any kind, including, but not limited to, lost, interrupted or unavailable network, server, internet, or other connections; the availability, accessibility, technical failure or miscommunications of computer, satellite, telephone or cable transmissions; the incorrect or inaccurate capture or failure to capture information whether caused by Site or Contest Site users, tampering, hacking, or by any equipment or programming associated with or utilized in the Contest; errors of any kind whether human, mechanical, electronic, network or otherwise arising out of or relating to the Contest; theft, loss, destruction or damage to an Entry in whole or in part; and other factors beyond their reasonable control. The Released Parties are not responsible for injury or damage to your or to any other person’s computer related to or resulting from participating in the Contest or downloading materials from or use of the Site or any Contest Site.
CAUTION: ANY ATTEMPT BY YOU TO DELIBERATELY DAMAGE THE SITE OR ANY CONTEST SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF APPLICABLE CRIMINAL AND CIVIL LAW. SHOULD SUCH AN ATTEMPT BE MADE, THE ORGANIZER RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT OF THE LAW AND TO DISQUALIFY YOU FROM THE CONTEST.
LIMITATIONS OF LIABILITY AND RELEASE: BY SUBMITTING AN ENTRY, YOU AGREE THAT THE RELEASED PARTIES WILL HAVE NO LIABILITY WHATSOEVER FOR, AND WILL BE RELEASED AND HELD HARMLESS BY YOU AND YOUR HEIRS, EXECUTORS, REPRESENTATIVES, SUCCESSORS AND ASSIGNS FOR ANY CLAIMS, LIABILITIES, OR CAUSES OF ACTION OF ANY KIND OR NATURE FOR ANY INJURY, LOSS OR DAMAGES OF ANY KIND, INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES TO PERSONS, INCLUDING, WITHOUT LIMITATION, DISABILITY OR DEATH, AND DAMAGE TO PROPERTY, DUE IN WHOLE OR IN PART, ARISING DIRECTLY OR INDIRECTLY, NOW OR IN THE FUTURE FROM THE DELIVERY, ACCEPTANCE, USE OR MISUSE OF THE PRIZE, ANY AND ALL USE AS PROVIDED HEREIN OF YOUR ENTRY, OR PARTICIPATION IN THIS CONTEST AND/OR ANY RELATED CONTEST. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE SITE AND ANY CONTEST SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES, IN WHICH CASE SUCH LIMITATION OR EXCLUSION SHALL APPLY ONLY TO THE EXTENT PERMITTED BY THE LAW IN THE RELEVANT JURISDICTION.
Choice of Law: These Rules shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania and the laws of United States of America, as applicable herein, without reference to its conflicts of laws principles. Any and all disputes, claims, and causes of action with the Organizer arising out of or connected with this Contest, other than the determination or validity of claims, shall be resolved individually, and exclusively in a court of competent jurisdiction located in Pennsylvania. Any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with participating in this Contest, but in no event attorneys’ fees. You hereby waive all rights to: (i) claim or be awarded any punitive, direct, indirect, incidental, and consequential damages and any other damages, other than for actual out-of-pocket expenses; and (ii) to have damages multiplied or otherwise increased.
Disclaimer: This Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook, Inc, Twitter, Inc. or Instagram, Inc. Any comments or questions about the Contest should be addressed to the Organizer, and not the Social Platform.
Winner List: To receive a list of the Winners send a self-addressed, stamped envelope to: Catch the Vibe Car Contest, BankMobile, 105 Munson Street, New Haven, CT 06511. All requests must be received by September 30, 2017.
© 2017 BankMobile a Division of Customers Bank. All Rights Reserved.