With BankMobile Vibe, now you can earn interest simply by using your BankMobile Vibe Debit Mastercard® card!

To qualify for this benefit, account holders must:

  • Be a non-enrolled student, as identified by
    our partner school
  • Make $500.00 or more in point-of-sale purchases with their BankMobile Vibe Debit Mastercard® card per statement cycle.

Qualifying transactions must post and clear the account during the monthly statement cycle. Transactions may take one or more business days from the transaction date to post to the account. ATM transactions and point-of-sale refunds do not qualify.

Spend

Spend $500 or more per statement cycle on everyday point-of-sale purchases like groceries, gas, online shopping and more using your BankMobile Vibe Debit Mastercard® card.

Earn

At the end of your statement cycle, we’ll look at your qualifying posted transactions and use your average ledger balance to calculate your earned interest and then apply it to your account.

Our interest rates are some of the most competitive in the banking industry.

We offer you 1.98% interest with an Annual Percentage Yield (APY) of 2.00%1 on balances up to $15,000 – That’s 33X more than the top banks!2

SEE HOW WE STACK UP

But this isn’t all that we’re about.

BankMobile is the largest and fastest-growing mobile-first bank in the country and our mission is to make banking affordable, effortless and financially empowering for the millions of Americans who need it the most. Can your other bank say that?

If you haven’t already, make BankMobile Vibe your primary checking account so that you can begin taking advantage of the great features and benefits we have to offer.

Check out our Make-the-Switch Checklist for information and tips on how to say goodbye to your other bank and join us for your best financial life.

1APY is accurate as of 10/01/2018. An interest rate of 1.98% will be paid for average daily balances up to $15,000 with an Annual Percentage Yield (APY) of 2.00%; average daily balances greater than $15,000 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 2.00% to 0.27% depending on the balance in the account (calculation based on a $115,000 average daily balance). Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. In order to qualify for interest, account holders must be a non-enrolled student, as identified by our partner school and make $500.00 or more in point-of-sale purchases with their BankMobile Vibe Debit Mastercard® card per statement cycle (ATM transactions and point-of-sale refunds do not qualify). View our Fee Schedule and Terms and Conditions for information on how we determine student status and interest.

 

2This claim applies to BankMobile Vibe Checking Account balances up to $15,000. National rates are calculated as of 07/16/18 and are based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Data used to calculate the national rates are gathered by RateWatch. Savings and interest checking account rates are based on the $2,500 product tier while money market and certificate of deposit are based on the $10,000 and $100,000 product tiers for non-jumbo and jumbo accounts, respectively. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data – no fewer than 45,000 locations and as many as 81,000 locations reported. The deposit rates of credit unions are not included in the calculation.

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