Congratulations! You’re here because you’re ready to take the first step toward the beginning of your best financial life. This step-by-step checklist will help you track your progress while making BankMobile Vibe your primary checking account.

  • Check BoxOnce you’re ready, stop using the account you want to close.

    This means that you should stop writing checks, paying bills or initiating any other payments and using your ATM/debit card to allow all transactions to clear and a final balance to be determined.

  • Check BoxSet up or switch your direct deposit(s) to your BankMobile Vibe Checking Account.

    Notify your employer or other sources that deposit funds into your old account that your new primary bank account is with BankMobile.

    To set up direct deposit to your BankMobile Vibe Checking Account, simply:

    • Download the direct deposit form.
    • Enter your BankMobile Vibe Checking Account number, which can be found either in our mobile app or on your account statement.
    • Complete the rest of the form and provide it to your employer’s payroll department for processing, or to whomever is making the
      deposit to your account.
  • Check BoxTransfer any automatic or recurring payments from your old bank account to your BankMobile Vibe Checking Account.

    This might include tuition payments, utility or credit card payments, gym memberships, etc. To do this, we recommend contacting the payee and notifying them of the change in account information.

  • Check BoxKeep your old account open and funded with enough funds to cover any automatic or recurring transactions that have not yet been redirected to your BankMobile Vibe Checking Account.

    That way, you can confirm that all of your payments were set up correctly while avoiding any potential late fees. Once all checks, automatic deposits/withdrawals and recurring payments have cleared and you have transferred these payments to your BankMobile Vibe Checking Account, you are ready to close your old checking account.

  • Check BoxIf you have not done so already, contact your other bank and let them know that you wish to close your account.

    If there is anything more you need to do in order for them to fulfill your request, they will let you know at this time, as well as what the next steps are to close the account.

  • Check BoxCelebrate!

    You deserve to have an empowering experience when managing your finances and we’re here to give you that and to help you get the most out of your money, so you can enjoy the incredible life you’re meant to live.

To learn more about BankMobile Vibe, visit bankmobilevibe.com

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