The BankMobile Savings Account

• Wells Fargo
• Chase
• Bank of America

		WELLS FARGO
Account Name	BankMobile Savings Account	Way2Save® Savings
Monthly Fee	$0	$5
Options to Waive Monthly Fees	Not Applicable	Maintain a $300 minimum daily balance 1 or more Save As You Go® transfers from a linked Wells Fargo checking account 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account 1 automatic transfer each day within the fee period of $1 or more each from a linked Wells Fargo checking account Primary account ow ner is 24 years old or under3
Early Payroll Direct Deposit1
Interest Rate	0.50%2	0.15%
Annual Percentage Yield	0.50%2	0.15%
Minimum Opening Deposit	$0	$25

		CHASE
Account Name	BankMobile Savings Account	Chase Savings
Monthly Fee	$0	$5
Options to Waive Monthly Fees	Not Applicable	A balance at the beginning of each day of $300 or more in this account OR $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase.com or Chase Mobile® app4) OR A Chase College CheckingSM account linked to this account for Overdraft Protection OR An account owner who is an individual younger than 18 OR A linked Chase Better Banking® Checking, Chase Premier CheckingSM, Chase Premier Plus CheckingSM, Chase SapphireSM Checking, or Chase Private Client CheckingSM account
Early Payroll Direct Deposit1
Interest Rate	0.50%2	0.01%
Annual Percentage Yield	0.50%2	0.01%
Minimum Opening Deposit	$0	$0

		BANK OF AMERICA
Account Name	BankMobile Savings Account	Advantage Savings
Monthly Fee	$0	$8
Options to Waive Monthly Fees	Not Applicable	Maintain a minimum daily balance of $500 or more OR Link your Bank of America Advantage Savings account to your Bank of America Advantage Relationship Banking® account (waiver applies to first 4 savings accounts) OR When you are a Bank of America Preferred Rewards client (waiver applies to first 4 checking and savings accounts) An account owner is under age 18 For new Bank of America Advantage Savings accounts, Bank of America will waive this fee for the first 6 months5. An account owner is under age 25 and qualifies as a Student6.
Early Payroll Direct Deposit1
Interest Rate	0.50%2	0.01%-0.04%7
Annual Percentage Yield	0.50%2	0.01%-0.04%7
Minimum Opening Deposit	$0	$100

1 Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such deposits on the business day we receive notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.

2 In order to qualify for a BankMobile Savings Account you must have a BankMobile Checking Account. Annual Percentage Yield (APY) accurate as of 11/9/2022. An interest rate of 0.50% will be paid for average daily balances up to $15,000.00 with an APY of 0.50%; average daily balances greater than $15,000.00 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000.00. The APY for this tier will range from 0.50% to 0.38% depending on the balance in the account (calculation based on a $20,000.00 average daily balance). Interest rates and APY are variable and may change at any time at our discretion without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. Limit six (6) transfers or withdrawals per statement cycle. For more information see the BankMobile Saving Account Fee Schedule and Interest Rate Information and Terms and Conditions.

3 When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.

4 Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.

5 For Bank of America Advantage Savings accounts opened on or after August 13, 2018, Bank of America will waive the monthly maintenance fee for six months from account opening.

6 How to qualify as a Student: For Bank of America Advantage Savings, when you notify us an owner of one or more of these accounts is a Student, we will waive the monthly maintenance fee on such account(s) for each statement cycle during which such owner of the account qualifies as a Student. A Student is defined as an account owner who is both enrolled in school or an educational or vocation al program and under 25 years old. Please refer to your Personal Schedule of Fees for details. Fiduciary titled accounts, including UTMA / U GMA do not qualify for the under the age of 18 or the Student waiver.

7 Annual Percentage Yield (APY) is accurate as of 09/27/2022 and applies to accounts located in the selected zip code(based on customer input or address on file). Rates may change at any time without prior notice, before or after the account is opened. Fees could reduce earnings on the account.

Data collected is current as of 2/10/2023

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