The BankMobile Savings Account comes with all of the same great features as your Vibe Checking Account, plus:

  • 1.00% (APY)1 on balances up to $15,000 – That’s 11X higher than the top banks!2
  • $0 monthly service fee
  • Easily deposit funds to your account with transfers from your BankMobile Vibe Checking Account, an external bank account or deposit checks using EasyDeposit℠ Mobile Check Capture

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1 In order to qualify for a BankMobile Savings Account you must have a BankMobile Vibe Checking Account. APY is accurate as of 10/01/18. An interest rate of 1.00% will be paid for average daily balances up to $15,000 with an Annual Percentage Yield (APY) of 1.00%; average daily balances greater than $15,000 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 1.00% to 0.14% depending on the balance in the account (calculation based on a $115,000 average daily balance). Interest rates and APY are variable and may change at any time at our discretion without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. Limit six (6) transfers or withdrawals per statement cycle. View our Terms and Conditions for information on how we determine eligibility and interest. View our Fee Schedule for fees associated with the savings account.


2 This claim applies to BankMobile Savings Account balances up to $15,000. National rates are calculated as of 10/01/18 and are based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Data used to calculate the national rates are gathered by RateWatch. Savings and interest checking account rates are based on the $2,500 product tier while money market and certificate of deposit are based on the $10,000 and $100,000 product tiers for non-jumbo and jumbo accounts, respectively. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data – no fewer than 45,000 locations and as many as 81,000 locations reported. The deposit rates of credit unions are not included in the calculation.


3 Limit six (6) transfers or withdrawals per statement cycle.

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