Paying your bills is important, but
so is saving for your future.

Whether you have a big purchase coming up or you’re planning for your next big life event, a BankMobile Savings Account helps you not only work toward your goal but also grow your savings with 1.00% Annual Percentage Yield (APY)1 on balances up to $15,000.

Features and Benefits

  • Earn interest on the money you save with 1.00% APY1 on balances up to $15,000 – That’s 12X higher than the top banks!2
  • No monthly fees and no minimum balance required
  • Manage your account wherever you go on the web or with the BankMobile App
  • Easily deposit funds to your account with transfers from your BankMobile Vibe Checking Account, an external bank account or deposit checks using EasyDeposit℠ Mobile Check Capture
  • Open a savings account and earn one stamp in the Passport Recognition Program, plus one stamp for every deposit of $100
  • Access your funds later with your BankMobile Vibe Debit Mastercard® at any fee-free Customers Bank ATM or Allpoint® ATM3

Fees

A BankMobile Savings Account is a low-cost savings account. Because you shouldn’t have to pay money to save money.

Monthly Service Fee

Zero Dollars

Insufficient Funds Fee

Zero Dollars

IN-NETWORK ATM FEE

Zero Dollars

Use Allpoint® Network and Customers Bank ATMs to avoid ATM fees. $3.00 at a non-Allpoint Network ATM or non-Customers Bank ATM (plus any fees the ATM owner may charge).

We’re with you wherever you go! Manage both your BankMobile Vibe Checking Account and BankMobile Savings Account on the web or with the BankMobile App.

Let’s start saving you some money.

To open a BankMobile Savings Account, simply log in to your BankMobile Vibe Checking Account and under Add An Account, select Savings Account.

Once you’ve opened your savings account, you can start depositing funds right away with transfers from your BankMobile Vibe Checking Account, transfers from an external bank account or deposit checks using EasyDeposit℠ Mobile Check Capture.

Savings Tips

Getting into the habit of saving money isn’t as tough as it sounds! Check out the following articles for tips to help you get into the smart savings mindset:

1 In order to qualify for a BankMobile Savings Account you must have a BankMobile Vibe Checking Account. APY is accurate as of 05/07/18. An interest rate of 1.00% will be paid for average daily balances up to $15,000 with an Annual Percentage Yield (APY) of 1.00%; average daily balances greater than $15,000 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 1.00% to 0.14% depending on the balance in the account (calculation based on a $115,000 average daily balance). Interest rates and APY are variable and may change at any time at our discretion without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. Limit six (6) transfers or withdrawals per statement cycle. View our Terms and Conditions for information on how we determine eligibility and interest. View our Fee Schedule for fees associated with the savings account.

 

2 This claim applies to BankMobile Savings Account balances up to $15,000. National rates are calculated as of 07/16/18 and are based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Data used to calculate the national rates are gathered by RateWatch. Savings and interest checking account rates are based on the $2,500 product tier while money market and certificate of deposit are based on the $10,000 and $100,000 product tiers for non-jumbo and jumbo accounts, respectively. Account types and maturities published in these tables are those most commonly offered by the banks and branches for which we have data – no fewer than 45,000 locations and as many as 81,000 locations reported. The deposit rates of credit unions are not included in the calculation.

 

3 Limit six (6) transfers or withdrawals per statement cycle.

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