Bank On Your Future

BankMobile is a fast growing mobile-first bank and our mission is to make banking affordable, effortless and financially empowering for the millions of Americans who need it the most.

Can any other bank say that?

The BankMobile Vibe Up Checking Account

Your money should work for you, not the other way around.

The BankMobile Vibe Up Checking Account pays you back 1.00% Annual Percentage Yield (APY)1 on balances up to $15,000.

That's 16X higher than top banks!2 You can earn interest simply by using your BankMobile Vibe Up Debit Mastercard® card!


Spend $300 or more per statement cycle on everyday point-of-sale purchases like groceries, gas, online shopping and more using your BankMobile Vibe Up Debit Mastercard® card.


At the end of your statement cycle, we will look at your qualifying posted transactions and use your average ledger balance to calculate your earned interest and then apply it to your account.

The BankMobile Savings Account

Grow your money.

The BankMobile Savings Account comes with all of the same great features as your Vibe Up Checking Account, plus:

1.00% APY3 on balances up to $15,000 - That’s 11X higher than the top banks!4

$0 monthly service fee

$0 In-Network ATM Fee

$3.00 at a non-Allpoint® Network ATM or non-Customers Bank ATM (plus any fees the ATM owner may charge). Use Allpoint® Network ATMs and Customers Bank ATMs to avoid ATM fees.


Mobile Deposit

It’s as easy as tap, snap, deposit!

Deposit in a flash! Whether you’re taking a study break, or waiting in line for your morning coffee, you can use EasyDepositSM Mobile Check Capture to deposit checks anywhere.


Ready for some recognition?

Get rewarded for smart moves in and out of the classroom – plus a chance to have BankMobile pay off your student
loan debt.

Allpoint® ATMs

Our VIBE is world wide.

Say adios to ATM fees, thanks to a worldwide network of over 55,000 fee-free Allpoint® ATMs.

$3.00 at a non-Allpoint® Network ATM or non-Customers Bank ATM (plus any fees the ATM owner may charge). Use Allpoint® Network ATMs and Customers Bank ATMs to avoid ATM fees.


Convenient budgeting tools.

Manage money from either a desktop with Money Meter or right from your phone with SnapShot.


Secure your card at the flip of a switch.

Use the BankMobile Vibe Up Debit Card On/Off switch to temporality turn off your card to help protect against unauthorized use.

Bill Pay

Payments are more manageable.

Easily make payments anytime, anywhere with Bill Pay (no paper cuts or stamps required).

Deposit Options

The Vibe Up account’s quick and convenient deposit options allow you to add money wherever and whenever you need to!

Banking on the go.

Bank smarter wherever you are — thanks to our mobile features.

Once you’ve had a chance to explore the BankMobile app, take a minute to rate it!

The Essentials

Check your balance, view recent transactions and transfer money.

Touch ID

Quickly and securely log in with just a fingerprint!

Allpoint® ATM Locator

Find the nearest fee-free ATM

Debit Card On/Off Switch

Temporarily turn off your card to help protect against unauthorized use in the event your card is misplaced.


Become the master of your financial universe. Check your cash flow and set aside money for expenses.


Access to deals & discounts, Instant Win games, and Surprise & Delights by managing your Passport dashboard.

Bill Pay

Easily pay bills from the app!

EasyDepositSM Mobile
Check Capture

Quick deposits with your mobile device.
Tap! Snap! Deposit!

Check balances and transactions
Touch ID for "Vibe"
Allpoint ATM Locator
Allpoint ATM Locator
Allpoint ATM Locator
Allpoint ATM Locator
Allpoint ATM Locator
Allpoint ATM Locator

Better Features, Better Banking

Use the comparison chart to to see how we compare to other institutions.

Account Type

Number of Fee Free ATMs

Approximate Number of Branches

Interest Bearing Account

Interest Bearing Savings Account Offered

No Minimum Opening Balance

Mobile App

Money Management Tools

Recognition for Academic Achievements

Mobile Bill Pay

Debit Card on-Off Switch

Mobile Check Deposit

Vibe Up Checking Account


because we pass the savings on to you!

Everyday Checking



Chase College Checking SM



Advantage Plus Banking



Data is current as of 9/3/2019. ©2019 BankMobile a Division of Customers Bank, Member FDIC and Equal Housing Lender. All Rights Reserved.

Account Type

Monthly Fee

Options to waive monthly fee

Annual Percentage Yield

Overdraft Fees

Stop Payment Fee

Cashiers Check Fee

Outgoing Domestic Wire Fee

Out of network ATM Fee

Online Checking









(In the United States)

Everyday Student Checking


The primary account owner is 17 through 24 years old. $500 direct deposit Or, $1,500 min. daily balance Or, 10 posted debit card purchases / payments.







(In the United States)

Chase College Checking


Any direct deposit
Or, avg. daily balance $5,000



$30 In Bank
$25 Online or Phone


$25 Online
$35 In Bank


(In the United States)

Advantage Plus Banking


$250 direct deposit
Or, maintain minimum daily balance of $1,500







(In the United States)

*APY is accurate as of 12/4/2018 An interest rate of 1.00% will be paid for average daily balances up to $15,000 with an Annual Percentage Yield (APY) of 1.00%; average daily balances greater than $15,000 will earn a 0.01% interest rate only for that portion of the average daily balance that is greater than $15,000. The annual percentage yield for this tier will range from 1.00% to 0.14% depending on the balance in the account (calculation based on a $115,000 average daily balance). Interest rates and APY are variable and may change at our discretion at any time without notice. Fees may reduce earnings. A withdrawal from your account will reduce earnings. In order to qualify for interest, account holders must make $300.00 or more in point-of-sale purchases with their BankMobile Vibe Up Debit Mastercard® per statement cycle (ATM transactions and point-of-sale refunds do not qualify). View our Fee Schedule and Terms and Conditions for information on how we determine interest.
**Bank of America has rewards program where if certain criteria is met this fee is waived
***Bank of America has rewards program where if certain criteria is met they can receive a higher APY
Data is current as of 12/4/2018

Contact Us

Customer Care by Phone

Hours of Operation:
8am – 11pm ET
7 days a week

Customer Care by Email

Email your questions to our Customer Care agents by logging in to your account and clicking on the FAQ button. Click Email Support Team and complete the form. Your note will be sent securely to us.

Automated Service Line

Available 24 hours a day
7 days a week

BankMobile by Mail

115 Munson Street
New Haven, CT 06511